See real mortgage rates before you apply.
Most lenders make you fill out an application before they show you numbers. We show you rates first — with the math behind them.
| Product | Rate | APR |
|---|---|---|
30-Yr Fixed Conforming | 6.125% | 6.13% |
15-Yr Fixed Conforming | 5.500% | 5.52% |
FHA 30-Yr Government | 5.625% | 5.81% |
VA 30-Yr Military | 6.000% | 6.20% |
+ points, lender credits, and monthly payment for each
780+ FICO · $400K · Purchase · Mar 26, 2026
Rates & Market Data — Updated Daily
Track mortgage rates, Treasury yields, and economic events that move the market. Real data from Freddie Mac and the Fed — not estimates.
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Tools & Calculators
Real math, no guesswork.Rate Tool
Live wholesale rates across 11 lenders. See rate, points, payment, and lender credits side by side.
Try it →DSCR Calculator
Investment property? Enter rental income and expenses to see if your deal qualifies for a DSCR loan.
Calculate →Reverse Mortgage
See how much equity you could access with a reverse mortgage. Age, home value, and rate — that's all we need.
Estimate →Refi Analyzer
Is refinancing worth it? Enter your current loan and we'll show the break-even timeline and total savings.
Analyze →Purchase Calculator
Estimate your monthly payment, cash to close, and how much home you can afford.
Calculate →Cost of Waiting
What does it cost you every month you don't refinance? See the real number with your loan details.
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